Key Replacement Coverage: A Smart Solution for Today’s Expensive Keys

In the world of ancillary products, key replacement has become one of the most valuable and frequently used coverages. Modern vehicle keys—especially keyless entry and smart key fobs—are more advanced than ever, and unfortunately, more expensive to replace when lost, stolen, or damaged. As customers become increasingly aware of these high replacement costs, offering Key Replacement Coverage has become an easier and more effective sale in the F&I office—and a powerful boost to your PVR.

Today’s keys often include integrated computer chips that control remote locking, ignition, trunk access, and more. When a key needs to be replaced, it’s not just about getting a new fob—it also means reprogramming the system, which adds to the cost and inconvenience.

That’s where ACS professionals steps in. Our Key Replacement Program not only covers the cost of replacing lost or stolen keys, but also eases the frustration of the situation by including emergency roadside services to help get your customer back on the road quickly.

Key Benefits Include:

• Key Replacement: If a customer’s key is lost, stolen, or destroyed, we cover the full cost of replacement, including programming.

• Lockout Assistance: Locked out? We’ll cover locksmith services to get your customer back into their vehicle.

• 24/7 Emergency Roadside Assistance: Includes help with flat tires, battery jump-starts, mechanical first aid, fuel delivery, and more.