Guaranteed Asset Protection

Protect Your Customers from Hidden Losses with Diminished Value Coverage

Even after a vehicle is expertly repaired following an accident, its market value can drop significantly. This “Diminished Value” is the sudden and unexpected reduction in a vehicle’s resale value—simply because it has a collision history. Despite high-quality repairs, many buyers see previously damaged vehicles as less desirable, and this perception often leads to a resale value decrease of up to 30%.

That’s why ACS offers a Diminished Value Protection Plan—a prepaid, membership-based service that helps eligible customers recover this lost value after an accident. It’s a smart, customer-focused solution that addresses a real financial concern and serves as a powerful F&I product for your dealership.

Every year in the U.S., nearly six million car accidents occur. While some result in injuries, the majority cause significant property damage. Even when a vehicle is fully restored, it is no longer considered “accident-free,” and that distinction alone can greatly affect its resale or trade-in value.

With Diminished Value Protection, your customers are financially safeguarded from the long-term effects of depreciation following a covered accident. It’s a straightforward, easy-to-understand plan that reinforces the value of their vehicle and helps them retain more of their investment.

Key Features & Benefits:

  • Coverage for up to $15,000 in lost value

  • Direct ties back to your dealership for increased customer loyalty

  • Access to a user-friendly claims portal

  • A compelling add-on that can generate more F&I revenue

  • Helps increase used vehicle supply through trade-ins

Why It’s an Easy Sell:

Most customers understand the risk of accidents—and the financial consequences that can follow. Offering Diminished Value Protection isn’t about selling fear—it’s about presenting a smart, proactive choice. While some buyers might assume they won’t face an accident, the reality is that accidents are common, and the value loss is real, even with expert repairs.

With The ACE Group, you’re offering your customers trusted, reputable protection backed by industry-leading support—making it easier to build trust, close the sale, and keep customers satisfied for the long haul.